California Retail Shopping Property
Bridge Loan Programs
Our top Bridge Loan Debt Fund Can provide Non-Recourse, Bridge Loans that can close in as little and 5-7 days for experienced Industrial Property Sponsors and Operators short and medium term bridge loan capital for Retail Shopping property acquisitions and value add repositions and renovation funds for existing assets. Loans up to 50-60% LTV for core and value-add assets with the ability to provide for existing low to no DSCR during vacancy and lease-up.
Quick Close California Retail Shopping Bridge Loan Programs:
| Property Type | Multifamily, Industrial, Hotels, Retail, Office, Medical Office |
| Geography | California Only |
| Loan Size | $500,000 to $25,000,000 |
| Loan Types | First Mortgage |
| Rates | From 8.90% I/O |
| Loan Fees | Generally from 3.00% to 4.00% |
| Recourse | Non-Recourse |
| Prepayment | None |
| Loan to Value | 50-60% |
| Loan Term | 6 Months to 24 Months |
| DSCR | DSCR’s below 1.0x are acceptable |
| Appraisal | Not Required |
Traditional Retail Shopping Property Bridge Loan Parameters:
| Property Type | Multifamily, Industrial, Hotels, Retail, Office, Medical Office |
| Geography | California and Select US States |
| Loan Size | $10,000,000 to $450,000,000+ |
| Loan Types | First Mortgage |
| Rates | SOFR + 350 to 850+ Floating I/O; Fixed Rates Also Available |
| Loan Fees | Generally from 2.00% to 3.00% In / 1.00% Out |
| Recourse | Non-Recourse |
| Prepayment | Flexible |
| Loan to Value | Up to 75% |
| Loan Term | 2-3 / 1 / 1 |
| DSCR | DSCR’s below 1.0x are acceptable |
| Appraisal | Required |
California Retail Shopping Property Bridge and Term Loans:
Paving the Way for Your Retail Dreams
In the dynamic world of retail real estate, having the right financial partner can make all the difference. At SVS Finance, Inc. we pride ourselves on being that partner. As a leading Commercial Mortgage Advisory Firm based in the San Francisco Bay Area, we specialize in offering tailored bridge and term loan programs to meet the unique needs of retail shopping property developers and investors
Why Opt for Our Retail Shopping Property Financing Solutions?
1. Unparalleled Expertise:
With our deep-rooted experience in commercial real estate, especially in the retail sector, we've established ourselves as the go-to lender for retail shopping property financing in California.
2. Customized Loan Programs:
Every retail project has its distinct challenges and opportunities. Whether you're looking to acquire a new property, renovate an existing one, or refinance to unlock equity, our diverse loan program offerings are designed to cater to every need.
3. Competitive Loan Terms:
We offer some of the best interest rates in the industry, ensuring that the loan amount, interest-only payments, and other terms align seamlessly with your financial goals.
4. Swift and Transparent Process:
Time is of the essence in retail real estate deals. Our streamlined loan application and underwriting process ensure a quick turnaround, allowing you to capitalize on lucrative opportunities.
5. Flexible Financing Options:
Recognizing that not every developer or investor fits the traditional mold, we offer a range of financing solutions, from hard money loans for those with a low credit score to conventional financing for more established players.
6. Geographical Reach:
While our expertise lies in California's prime retail hubs like Los Angeles, San Diego and Newport Beach, our financing solutions cater to retail properties across the state and beyond.
7. No Hidden Fees:
Transparency is at the core of our operations. With us, there are no hidden prepayment penalties or exorbitant origination fees. Our commitment is to provide a seamless lending experience from start to finish.
A Partner for Every Retail Venture
From bustling shopping centers in Los Angeles to boutique stores in Newport Beach, our bridge and term loans are designed to support a plethora of retail property types. Whether you're an experienced developer looking to expand your portfolio or a budding real estate investor seeking your first retail property, our team of dedicated mortgage brokers is here to guide you every step of the way.
Moreover, for those exploring alternatives to traditional financing, our strong ties with private money lenders ensure that you always have a plethora of financing options at your disposal.
In Conclusion
In the ever-evolving landscape of retail real estate in California, having a reliable and knowledgeable lender by your side can be a game-changer. At SVS Finance, Inc., we're more than just a lender; we're your partner in retail success. So, whether you're looking to purchase a new retail property, refinance an existing one, or simply need guidance on the best financing options, we're here to help. Engage with us today and discover why we're the preferred choice for retail shopping property developers and investors across California.