Ranch and Ag Property Loans

Ranch & Farm Property Loans Purchase and Refinance Capital for working Farms and Ranches throughout California including Los Angeles, San Francisco, San Diego, Newport Beach, Santa Monica as well as other major metros.

From 40 acres to 4000 acres, we can provide Capital for working Ag Properties with Business Use. Capital can be used for purchase or refinance on Non-Owner Occupied Ranch Properties. Fixed Rate loans with Terms up to 30 Years. See our Ranch and Ag Programs below.

Large Ranch Term Loans
Excessive Acreage 1000 Acres+ OK

Ranch and Ag Property Loans Program Parameters:

Property TypeRanch and Ag Properties
GeographyCalifornia and Select Western States
Loan Size$250,000 to $50,000,000
Loan TypesFirst Mortgage
RatesFrom 8.50% Amortizing
Loan FeesGenerally from 3.00% to 4.00%
Loan to ValueUp to 80% LTV to $1MM / Up to 70% to $50MM / Leased Interest to 60% LTV / Specialty and Wineries to 55% LTV
Loan Term20 and 30 Year Loan Terms
Value AddAdditional Funds for Crops, Improvements Available

Loans offered under the California Department of Real Estate Corp. Broker #02007514 • ©2022 All Rights Reserved Rev. 7/1/2022 Rates and terms subject to change without notice. The information on this site does not represent an offer to lend or commitment by SVS Finance or its Investors for financing, nor does it define all the terms and conditions of a debt commitment, but rather is a framework of rates and terms currently offered for these types of financings. Issuance of any terms by our investor(s) is subject to, among other things, their normal underwriting procedures, due diligence and final and/or committee approvals.