Tailored California Commercial
Bridge Loan Programs

We work with the Nation’s leading Bridge Loan Lenders who provide experienced Commercial Real Estate Sponsors and Operators short and medium term bridge loan capital for commercial property acquisitions and value add repositions and renovation funds for existing assets. Loans up to 75% LTV / LTC for core and value-add assets with the ability to provide for existing low to no DSCR during vacancy and lease-up.

Quick Close Commercial
Bridge Loan Parameters

Property TypeMultifamily, Industrial, Hotels, Retail, Office, Medical Office
GeographyMost Major Metros in the United States
Loan Size$2,000,000 to $400,000,000+
Loan TypesFirst Mortgage; Mezzanine Case by Case
RatesFixed Rates from 7.75%; Floating SOFR + 300 to 850+
Loan FeesGenerally from 2.00% to 3.00%
RecourseNon-Recourse and Recourse Available
PrepaymentFrom None to Flexible
Loan to Value / Loan to Cost60-65% and Up to 75% LTV/LTC
Loan Term6 Months to 10+ years
DSCRDSCR’s below 1.0x are acceptable
AmortizationInterest Only

Traditional Commercial
Bridge Loan Parameters

Property TypeMultifamily, Industrial, Hotels, Retail, Office, Medical Office
GeographyCalifornia and Select US States
Loan Size$10,000,000 to $450,000,000+
Loan TypesFirst Mortgage
RatesSOFR + 350 to 850+ Floating I/O; Fixed Rates Also Available
Loan FeesGenerally from 2.00% to 3.00% In / 1.00% Out
RecourseNon-Recourse
PrepaymentFlexible
Loan to ValueUp to 75%
Loan Term2-3 / 1 / 1
DSCRDSCR’s below 1.0x are acceptable
AppraisalRequired

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Loans offered under the California Department of Real Estate Corp. Broker #02007514 • ©2022 All Rights Reserved Rev. 7/1/2022 Rates and terms subject to change without notice. The information on this site does not represent an offer to lend or commitment by SVS Finance or its Investors for financing, nor does it define all the terms and conditions of a debt commitment, but rather is a framework of rates and terms currently offered for these types of financings. Issuance of any terms by our investor(s) is subject to, among other things, their normal underwriting procedures, due diligence and final and/or committee approvals.